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Pay yourself first. When we work, we get paid (unless we’re being charitable with our time). Payment is fair compensation for the value we’ve added and to reimburse us for our efforts. Who we then decide to pay is the big crossroads in personal finance which tends to lead us down one of two major […]

In more than twenty years of working as a CPA, many people have come to me with the same concerns: they don’t know where their money goes every month and they want help to get ahead financially.  They’ve been using budgets just as we’ve all been taught to do. But tracking each and every expenditure […]

The one person in my life that I can credit the most for my education in women’s wealth is my mother. I learned a lot from watching her, as most kids do with their parents. She encouraged me to take responsibility for my money at a young age – encouraging me to make my own […]

The gender pay gap gets a lot of press in the news these days: the fact that women are paid only 78% of what men are. But there is an even bigger gap which needs our attention: the gender wealth gap. A woman’s net worth or wealth (defined as assets minus debts) is less than […]

Happy New Year! A certain pal and I enjoy saying this to one another all throughout the year, whether in January, May, or September. The point of this silliness is to remind ourselves that every single day is a good day to make goals and resolutions. We don’t need to wait until January 1st each […]