A younger friend recently accepted a new and well-paying job (congrats again, D!). Upon my advice to pay yourself first, he challenged back with alternative ponderings such as “If I retire…” and “Realistically I think I’d do a semi-retirement.” These are valid and convenient perspectives shared by many. In his bestselling book Die Broke, Stephen […]
Lower Taxes With Your HSA
Want lower taxes? Contribute to your HSA. If you haven’t yet heard the hype about the very powerful savings tool which is the Health Savings Account (“HSA”), let me fill you in. What is an HSA? The HSA is a tax-advantaged savings account designed to provide TAX-FREE money to pay for qualified medical expenses. If […]
What’s your Buck Score?
What the buck is a Buck score? If you don’t know what a Buck score is, and therefore what yours is…start by taking our survey with the Buck Now! web app. At the end you’ll be provided with your Buck score: What is the Buck score? Your score is based on how well you are […]
How Long it Takes to Save for Retirement
Let’s discuss how long it takes to save for retirement. Or instead, how long to achieve financial independence since some don’t plan to ever retire. How long would you guess that this takes? With the average US retirement age of 67 years old…it would appear that 40+ years of working is required. And for the […]
How to Increase Your Tax Refund
How can I increase my tax refund? It’s a question I receive often this time each year. While there aren’t many chances to change your tax situation into the next year…there are still two big things we can for do up until May 17, 2021 (for 2020): #1 – Contribute to an IRA Anyone with […]