Blog

Happy New Year! A certain pal and I enjoy saying this to one another all throughout the year, whether in January, May, or September. The point of this silliness is to remind ourselves that every single day is a good day to make goals and resolutions. We don’t need to wait until January 1st each […]

You have worked hard this year, and your employer has just rewarded you for your exemplary efforts with a bonus! Well done – you deserve this!  If you saw this coming, you may already have a plan for this windfall. But if this bonus comes as a surprise or if you haven’t spent it yet, […]

FREEDOM. The images that come to my mind with this powerful word include bald eagles, soaring high above. Or lounging on a sunny and quiet beach in Mexico. Or my first car: a dark blue 1984 Mazda 626 with shiny, cheap hubcaps and nearly 200,000 miles on it. (What?) Yes, my first car. This, for […]

I am just anyone…everyone. I am not a trust funder, a lucky investor, or a magician. I am a college graduate who left school more than twenty years ago with debt. Now I am 45 years old and I don’t need to work much anymore. I’m not retired, but I could be. I am financially free, […]

What do we mean by Buck the Budget?  As you might guess by the name alone, we are talking about throwing conventional budgeting advice out the window. This may seem like an outrageous suggestion, after all, we have all been told to use budgets to contain our spending so that we (ideally) will have something […]