I’m Diana Crabtree Green, a Certified Public Accountant (CPA) with more than twenty years of experience in personal finance and tax.
Many of my clients come to me with the same concerns: they don’t know where their money goes every month and they want help getting ahead.
Just like dieting, budgeting doesn’t work yet we keep banging away at it anyway. If that old myth isn’t the answer, what should we do instead?
Before I get into that, let me tell you a little bit more about my background and what I’ve learned along the way.
As a CPA, I manage many sets of finances in addition to my own. I have long prioritized building wealth quickly while streamlining my record-keeping because (shockingly) accountants don’t actually want to track their expenditures either.
When it comes to my own finances, I capitalize on my liberty to streamline and creatively organize things in order to simplify. I am my own CFO.
As a result, I have devised easy methods for managing money at a high level and I want to share it with my friends and clients. Buck the BudgetTM is a culmination of these techniques that have allowed myself and others to efficiently accumulate wealth while living freely.
This is simplified personal accounting for non-accountants.
Why should you apply the strategies I share with you in detail with Buck the Budget?
I am just anyone…everyone. I am not a trust funder, a lucky investor, or a magician. I am a college graduate who left school more than twenty years ago with debt.
Now I am 45 and don’t need to work much anymore. I’m not retired, but I could be. I am financially free which is to say that my net worth exceeds 25 times my annual costs. I don’t need to work to pay my bills—my investments would do it for me if I let them. But I don’t. I continue to work because I have a passion to help people like you and me to achieve financial freedom and to get ahead.
How did this normal Norma come out on top so fast?
My secret sauce has been my 401(k). Once working, I dipped my toe into my company’s retirement plan. I didn’t begin maxing it out until my student loans were paid off – a mistake that I estimate is worth about $200,000 today (ouch). Nonetheless, I began maxing it out later in my 20’s and continued to as long as I had one available to me. I also contributed to Roth IRAs and made HSA contributions. I found each and every tax-advantaged saving opportunity available to me and I did it.
Then I lived on what was left. That’s all.
I suppose I should claim I was fixated on building wealth and retiring early but it’s not true. I simply started early on and put away as much as I could. Then I went on to comfortably live my life. When I popped my head up to survey the landscape, I had accumulated more than I really needed to.
If this normal Norma can achieve financial freedom, anyone…everyone can, even if you haven’t started yet. We all know that the earlier you start, the better…yet my strategies work at every life stage. Don’t keep kicking that can into the future, let’s get started together today.
Are you ready to achieve financial freedom?
My call to action for you:
Pay yourself WELL, then spend the rest. This is what I did.
Let me show you how. Join me.